What do you Wear Inside an Overcoat?

The overcoat is a classic and versatile piece of outerwear that not only serves as a practical layer for cold weather but also adds a touch of sophistication to your overall look. However, what you wear underneath your overcoat is just as crucial for both comfort and style.

In this guide, we will explore the various options for what to wear inside an overcoat, considering both warmth and fashion.

Base Layers: The Foundation of Warmth

  1. T-Shirts and Shirts

Start with a quality base layer to provide insulation against the cold. Depending on the severity of the weather, you can choose a simple cotton T-shirt for milder days or opt for a long-sleeved shirt for extra warmth. Merino wool shirts are an excellent choice, as they are lightweight, breathable, and offer superior insulation.

  1. Sweaters and Pullovers

Layering is key when it comes to staying warm. Add a stylish sweater or pullover to your ensemble to trap heat close to your body. Cashmere or wool sweaters are excellent options, providing both insulation and a touch of luxury.

Mid-Layers: Adding Warmth with Style

  1. Cardigans

For a more casual look, consider a cardigan as your mid-layer. Cardigans are versatile and can be easily dressed up or down. They provide an additional layer of warmth without being too bulky, making them perfect for wearing under an overcoat.

  1. Vests

A quilted or insulated vest is a stylish choice for extra warmth without sacrificing mobility. Vests can be worn over a shirt or sweater, adding an additional layer of insulation to your core. They also provide a trendy and contemporary aesthetic.

  1. Light Jackets

On exceptionally chilly days, consider incorporating a light jacket into your outfit. A stylish leather or denim jacket not only adds an extra layer of warmth but also enhances the overall look of your ensemble when paired with an overcoat.

Outer Layers: Coordinating with Your Overcoat

  1. Suit Jackets and Blazers:

If your day calls for a more formal look, pairing your overcoat with a suit jacket or blazer is a classic choice. This combination not only keeps you warm but also exudes sophistication and elegance. Ensure that the colors and textures complement each other for a polished appearance.

  1. Scarf

Don't underestimate the importance of accessories. A well-chosen scarf not only adds a pop of color but also provides extra insulation around your neck. Opt for materials like cashmere or wool for both style and warmth.

  1. Gloves and Hat

Complete your winter look with practical accessories. Leather or wool gloves are essential for keeping your hands warm, while a stylish hat adds an extra layer of protection for your head. Choose accessories that complement your overcoat and overall outfit.


In conclusion, what you wear inside an overcoat plays a crucial role in both keeping you warm and elevating your style during the colder months. From base layers providing essential insulation to mid-layers adding a touch of fashion, and outer layers coordinating seamlessly with your overcoat, the key is to strike the right balance between warmth and style.

Experiment with different combinations to find the perfect ensemble that suits both your personal taste and the weather conditions.